The development of public funds happens to be 20 years old this year.

On the occasion of its 20th birthday, Dangdangdang, the 5000th public fund is on sale!

What5000!

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Are you a little confused when you hear this amount?

How can there be 5,000 funds when there are less than 4,000 listed companies?

!

Moreover, public funds include not only stock funds, but also bond funds, currency funds, hybrid funds, index funds, etc.? Aren’t funds more difficult to choose than stocks?

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wrong!

Monitor T tells you responsibly that although there are more funds than stocks, they are definitely not more difficult to choose than stocks!

The large number of funds means that there are more professionals who can help us select and package the investment varieties on the market from different perspectives and dimensions. This is a good thing!

This is like buying food. You don't know how to buy food, but a good supermarket helps you choose the best food, and pre-processes it according to your needs to make semi-finished set meals, such as: hot pot set meal, Kung Pao chicken

Ding set meal, pine nut corn set meal, etc.

So when faced with 5,000 chickens, which ones should we eat?

To determine the direction of fund investment, Monitor T once said before that for personal investment, first look at the macro, secondly look at the industry, and thirdly look at the company.

One and two of them are easy to say, but for the critical third step, it is difficult for individuals to have the time, energy, and channels to really "look" at it.

The step of "looking at the company" is the value of the fund company to individual investors.

So many professional top students come together to do these things!

Therefore, individual investors only need to be optimistic about the macro and industry, and then buy theme funds.

The picture comes from the Internet. The first thing to look at when selecting funds is the fund evaluation. In the fund evaluation, Squad Leader T emphasized three "looks": first, look at the ranking, second, look at the company, and third, look at the manager.

The first step is to look at the rankings: after everyone has selected a specific field, they will rank the performance on a monthly, quarterly, half-year, and annual basis in the field, and choose the top ones for consideration. However, there have been times when ranking first or second

In some cases, it’s best not to buy it, because the flowers won’t last forever!

The second step is to look at the company: choose a large and established company.

Needless to say, the reason for this is that human resources, resources, capital, etc. all support the stability of performance.

The third step is to look at the manager: Understand the investment style of the fund manager through regular fund reports, the Internet, and third-party professional institutions. Try to choose a fund manager who adheres to fundamental research and values ??corporate performance, future growth, and valuation, rather than chasing hot topics.

Hype fund managers.

This is the most difficult point. If the investment is not large, you can not do it for the time being.

The picture comes from the online buying skills. After reading the reviews, it’s time to buy the fund. When buying the fund, Squad Leader T should emphasize three “musts”.

The first is matching, the second is diversification, and the third is long-term.

First, it must be matched: the risk level of the fund must match your risk tolerance, and the purchase quantity must match your personal asset allocation plan.

Second, diversify: Don’t just buy one or two investment funds. It is best to hold an average of 5-8 funds for each type of fund based on macro environment and industry analysis.

With the support of the above selection methods, it is generally possible to achieve the top 30% income level in the industry.

Third, it should be long-term: There are a lot of handling fees for fund subscription and redemption, so if you don’t need it urgently, take it for at least one year. If you take it for three to five years, the returns will be quite surprising.

Remember to buy and sell frequently like short-term stock trading. Not to mention paying a lot more handling fees, you may miss the explosive period of income brought about by the fund manager’s painstaking planning. The picture is from the Internet. I hope everyone can choose the right fund~~ If you have any questions, please leave a message

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