The investment scope of R 1 and R2:R 1 and R2 is basically the same, and the low-risk investment ratio of r 1 will be higher, which generally belongs to products with guaranteed capital and guaranteed income, while R2 generally belongs to floating income products and will not promise to protect capital. The investment direction of these two grades is basically the same, and they are generally low-risk products such as bank loans, enterprises or national debt.
R3 level: R3 products generally combine some investment products of R 1 and R2 with some volatile financial products such as stocks, commodities and foreign exchange for asset allocation, and the proportion of high-risk products shall not exceed 30%. This level does not guarantee the capital, and the proportion of guaranteed capital of structured products is generally above 90%, and the income fluctuates to some extent.
R4: R4 products are generally invested in highly volatile financial products such as stocks, gold and foreign exchange, and the proportion can exceed 30%. The principal is not guaranteed, the risk and return are high, and the income fluctuates greatly. Due to various factors, there is a great possibility of loss.
R5: The products at this level can be fully invested in high-risk financial products such as stocks, foreign exchange and gold. , and can be invested through derivatives and leverage amplification. The principal risk is extremely high, and the income fluctuation and expected income are also very high.