Employees in the construction industry must be insured.
There are more than 700 construction enterprises in our city with more than 200,000 employees. According to the regulations, the construction enterprises in our city take the construction project as the unit to participate in industrial injury insurance for the employees of the construction enterprises, especially migrant workers, and cannot be insured by the employer and used in construction projects. At the same time, employees who are relatively fixed in construction enterprises participate in work-related injury insurance according to the employer.
After winning the bid or undertaking business, the construction general contracting enterprise shall, before the project starts, go to the social insurance agency for insurance registration with the bid-winning notice (or project transaction form) and the original and photocopy of the project contract, and pay the work-related injury insurance premium of this project in one lump sum. "Industrial injury insurance covers all employees in the whole construction process, including migrant workers used by professional contractors and labor subcontractors." Relevant persons from the municipal people's social department said.
The list of insured persons shall be publicized.
The benchmark rate of work-related injury insurance premium is calculated according to two thousandths of the total construction contract cost. According to the actual situation of industrial injury insurance funds of various construction enterprises, social insurance agencies determine the floating rate of industrial injury insurance on the basis of the benchmark rate. Construction enterprises in our city shall apply for construction work-related injury insurance certificates with payment vouchers and project contracts to the social insurance agencies where the project is located. Insurance certificate is one of the necessary contents for the examination and filing of safety production conditions of construction projects, and it is also a necessary condition for issuing construction approval certificates. After completing the insurance work for employees, the construction enterprise shall publicize the list of the insured in a prominent position on the construction site. The industrial injury insurance relationship of the insured employees shall take effect from the day after receiving the payment.
Work injuries should be reported in time.
According to the regulations, if an employee in the construction industry has an accident or suffers from an occupational disease during the insurance period, the industrial injury insurance benefits shall be paid by the social insurance agency according to the regulations. For construction projects that do not participate in work-related injury insurance, the employer shall pay the treatment of work-related injury insurance according to law, and the general contracting enterprise and the construction unit shall bear joint liability.
The construction enterprise shall report in writing to the social insurance administrative department determined by the municipal government where the project is located within 24 hours of the accident injury of employees, and submit an application for work-related injury identification to the social insurance administrative department determined by the municipal government where the project is located within 30 days from the date of the accident injury or the date of being diagnosed and identified as an occupational disease. If the construction enterprise fails to apply for work-related injury identification according to the regulations, the workers with work-related injuries or their close relatives and trade unions may apply for work-related injury identification to the social security administrative department as the applicant.
Insured enterprises will be punished.
The administrative department of social security of our city supervises the participation of construction enterprises in work-related injury insurance, and orders construction enterprises that have not gone through work-related injury insurance procedures and failed to pay work-related injury insurance premiums for their employees to go through the formalities within a time limit. Those who fail to pay the insurance premium within the time limit shall be punished according to law. For the newly issued Interim Measures for Lianyungang Construction Industry Employees to Participate in Work-related Injury Insurance, the construction general contracting enterprise shall pay the work-related injury insurance premium according to the proportion of the remaining construction period to the total construction period, and the employees of this project shall enjoy the treatment of work-related injury insurance from the day after receiving the payment.