Monetary fund is the least risky of all fund types, and it is more suitable for conservative investors, while some investors are still afraid of losing their money. So, will putting money in the fund lose money? Is the money fund in deficit?

Put the money in the fund, whether it will lose money or not.

Whether you will lose money by putting money in the fund actually depends on the type of fund and the fund market. Generally speaking, the risks of money funds and pure debt funds are very small, and it is very unlikely to lose money by putting money in money funds and pure debt funds, because these two funds have never invested in the stock market and generally have relatively positive returns.

Risks of hybrid funds, index funds and stock funds. They are all relatively large. Among them, more than 80% of equity funds invest in stocks. When the fund market is bad, the money stays in the fund all the time. As long as the fund loses-100%, short it.

But if a fund loses to-100%, its income will not drop so much in a short time, and it may take 2-3 years to drop so much. However, some funds went bankrupt before they fell to 100%, so it is possible not to lose money, depending on how many shares remain after the fund goes bankrupt, but there is basically little left after the fund loses money.

So when buying a fund, we can't ignore it, because the purpose of buying a fund is to make money. Funds are not equal to time deposits. It doesn't mean that the longer it is preserved, the longer it will be. The fund is risky. After buying a fund, you must check the income of the fund and analyze the fund. Funds can only make money if they buy at a low level and sell at a high level.

Is the money fund in deficit?

Basically, the money fund will not lose money, because the money fund mainly invests in cash, bank deposits with a maturity of less than 1 year (including 1 year), bond repurchase, central bank bills, interbank deposit certificates, bonds with a remaining maturity of less than 397 days (including 397 days), debt financing instruments of non-financial enterprises, asset-backed securities and so on.

Generally, the part of investment bank deposits is guaranteed, so the possibility of deficit is very small. It should be noted that other financial management parts are not guaranteed, so there is a risk, that is, it is possible to lose the principal, but this possibility is very small.

According to the selling signal:

In the performance of the chart, there are some sharp K lines in the chart, such as the long shadow line, the cross star at night, or some sharp shapes, such as the M top and the arc top.

Reasonable control of their positions: when selling, investors should reasonably control their positions to prevent buying flying stocks. In addition, investors can also sell stocks according to market conditions, stock announcements and other factors. For example, investors can take the opportunity to sell stocks when there is significant bad news.

The best time to sell: when there is a high price for three consecutive days, the huge negative selling volume means that the market will be mostly empty, so you can sell your stock first; In the high position for 3 ~ 6 consecutive days, xiaoyang or xiaoyin or crosshairs and upper shadow lines represent insufficient willingness to chase up prices, which will fall for a long time.