First of all, please remember that the fund is definitely not a sure thing. In many cases, the first thing to consider is the risk, and then the income.

Then funds can be roughly divided into three categories: money funds, stock funds and bond funds. Equity funds have relatively large risk-return and relatively small debt base. Money funds are basically risk-free, and of course the income is the lowest, which is about the same as one year.

Investing in equity funds and sticking to the bull market will have better returns, but the China stock market is basically less bull market and bear market. Some people think that if you don't plan to invest continuously for more than three years, you'd better not buy a stock base, and the risk will be even greater. The risk-return ratio of bond funds is relatively small, fluctuating by a few percent in 1 year.

My advice to you is that if you have spare money, you can buy some money funds and bond funds. The risk is small, and stock funds are not suitable for people without stable income. Buying a fund is a long-term thing. Don't expect to make high profits in a short time. Gamble to buy lottery tickets or stocks.