Fees for buying funds in the market: the subscription rate of general fund companies is 0.6%, that of banks is 1.5%, and that of securities companies and online banks is 1.2%. The redemption period of on-site funds is generally T+2 days.

Fund subscription refers to the behavior that investors open fund accounts in fund management companies or selected fund consignment agencies and apply for purchasing fund shares in accordance with the prescribed procedures. The number of subscribed fund shares is calculated on the basis of the net asset value of the fund shares on the subscription date, and the specific calculation method must meet the requirements of the relevant regulations of the regulatory authorities and be specified in the fund sales documents.

Fund sales are divided into consignment sales and direct sales. Consignment is generally in banks and securities companies, and direct sales is directly bought and sold in fund companies, which can be bought in the sales department or website of fund companies.