If you trade in stocks, you can earn 10% if the market is good.
But when the market is bad, you will also lose 10%.
If you gain 10% in one day, that's good luck.
If it can rise by 10% the next day, that means you have good vision.
If it can rise by 10% on the third day, then there is smoke coming out of the ancestral graves.
On the fourth day, it can rise another 10%. You may have spent the rest of your life on this.
If the stock price rises by 10% for five consecutive days, it may only mean that the market makers are deliberately raising the stock price and are preparing to harvest leeks.
Out of ten stock traders, seven lost money, two lost money, and one made a profit. When I was working in a bank for 15 years, I was in my third year.
In the first half of the year, the Chinese stock market was doing very well.
Almost everyone around me is trading stocks.
And regardless of whether they understand it or not, they are all speculating in stocks.
During that time, many people around me earned 30%-50% of their principal.
At that time, a finance teacher from our district bureau said that China’s stock market would rise to 6,000 points until the end of this year.
No one expected that the situation would change dramatically in the second half of the year.
The stock is all green, falling again and again.
The money that many people earn in the first half of the year is basically lost in the second half of the year.
And some colleagues who only entered the stock market in the second half of the year lost half a year's salary.
Therefore, if you trade in stocks, you may make money in a day or two.
But over time, they basically lose money.
I work in a bank, and I often hear from many customers that deposits are not worthwhile, the interest rates are too low, and they can’t make money as quickly as stock trading.
But when you asked him to open the mobile phone software, this so-called master actually lost tens of thousands.
Many people have been trading in the stock market for more than ten years, and in the end they have settled for neither losses nor gains.
If you don't lose tens of thousands of dollars, you will be embarrassed to say that you are a master.
It is really not suitable for ordinary people to speculate in stocks and funds. In March 2020, the fund market was particularly hot, and there was a trend of all people speculating in funds.
My wife was also interested. She was bored with raising the children at home, so she wanted to invest in funds.
From March to July, the overall trend of the fund was very good.
Basically, as long as you buy it, you can make money.
My wife has a principal of 30,000 yuan, and she can basically earn around 3,000 yuan every month.
She was very happy and often showed off her achievements.
Starting from August, the fund market failed. In the worst month, she lost nearly 5,000 yuan.
Finally, under my coercion, she reluctantly stopped.
In the end, I lost a lot of money.
But I also made a lot of money in the early stage, so I can’t say I won or lost.
And many people who haven't stopped can only sit in it and wait for the day when the market comes and they can get their money back.
People like my wife have no experience at all.
Most people who trade stocks and buy funds are similar to her.
When I see something making money, I can’t wait to get in.
If you're lucky, you can have some soup.
If you are unlucky, you will be cut off by others.
Ordinary people have no experience and risk tolerance, so they are really not suitable for stock trading and fund trading.
Are there any people who make money by speculating in stocks and funds?
have.
I have seen a sister buy fixed investment funds, and her stock has increased by more than 1,000% in more than ten years.
But this kind of divine man is rarely talked about after all.
Among a hundred people, it may be difficult to find two.
If you invest several thousand or ten thousand yuan in stock trading as a hobby, it doesn't hurt.
But if you put all your wealth on it, it's no different from gambling.
Your final result will most likely be miserable.
By trading stocks or funds, you may be able to earn 10% for a while.
But if you can maintain your capital after one year, you are considered very good.