when your registered company has insufficient registered capital and helps you to register an agency, they will help you to pad the registered capital. If you transfer the money after registration, there must be a charge. This is not a loan, and the money will not pass through your hands. As long as it is a pad or the payment is unsafe, you are a new company, let others trust you to give you the money as an agency, when the money is in your company account, company business license and tax registration certificate.

advance payment refers to the advance payment of funds formed by the fact that the external payment of the project is greater than the total amount of accounts that the project has received or should receive according to the fund situation of the project. The funds needed in the process of production and operation, bridge loan, also known as bridge loan, refers to the financial institution A's inability to operate due to temporary shortage of funds after obtaining the loan project, so it negotiates with financial institution B and asks it to help distribute funds. After financial institution A gets the funds, B will quit. This loan to B is called bridge loan, a "buffer fund", that is, in the process of buying a house, when the down payment is insufficient, the so-called "money service company" or guarantee company takes out funds to help families make up the down payment and help them complete the purchase. Of course, borrowers have to charge 2% to 5% for "advance payment". To put it bluntly, this kind of "advance payment" behavior is similar to folk usury.

The advance fund first signs a whole-process entrustment contract with the buyer and the seller respectively, which mainly states that the whole process of real estate transactions, including transactions, repayment, loans, etc., will be handled by intermediaries and notarized; At the same time, the seller applies to the original loan bank for early repayment; After that, the intermediary and the seller go to the bank to handle the prepayment, and the intermediary bank loan fund paid in advance by the seller repays the loan in advance. After repaying the bank loan, the certificate of mortgage collateral can be cancelled; Entrusted by the buyer, the intermediary continues to apply for loans with the mortgaged property. The loan issued by the bank is directly credited to the intermediary account, and the intermediary returns the remaining funds to the seller after deducting the expenses paid in the previous period.

the most prominent feature of the "buffer fee" is the high service fee of advance capital, "re-mortgage". The service fee of this business is a buffer capital of about 2% of the charge, because the period was relatively short at that time, about one month, and the profit of the loan service company was 2% of the interest per month, which was also within the range that the buyer could bear. In the mortgage transfer business of quitting smoking within one year, after April 6th, the cost of "buffer capital" began to rise to 4%, and some companies have increased to more than 5%. According to the previous example, if the "advance payment" is 2, yuan, the cost to be paid will reach 8, yuan, which greatly increases the seller's cost.