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Financial concerns:
1. Necessary liquidity of assets
Personal cash mainly meets daily expenses, emergency prevention and speculative needs. Individuals should ensure that they have enough funds to pay for planned and unplanned expenses, so financial planners should not only ensure the liquidity of customers' funds, but also consider the holding cost of cash in cash plans.
Through cash planning, short-term demand can be met by cash on hand, while cash expenditure in advance can be met by various savings and short-term investment tools.
2. Choose the right financial products.
According to their own financial situation and risk tolerance, choose the right financial products. Conservatives can choose low-risk financial products, such as treasury bonds, and high-risk financial products, such as stocks and funds.
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