If you have fixed funds every month, you can sign a regular investment agreement with the bank, and the full balance on your card will be guaranteed on the deduction day of each cycle, and the system will automatically transfer money.
Of course, when you know more about the operation of the fund, you can gradually concentrate on online banking, which is faster, more efficient and cheaper, provided that you pay attention to safety.
Bank of Communications, Industrial Bank, Agricultural Bank and China Construction Bank have many kinds of consignment funds, and some of them have good performance. I'll recommend you a few funds with relatively small fluctuations, which are suitable for novice investment: Shangtou Alpha, Yifangda Strategic Growth, Guangfa Jufu, and China Post Core.
I wish you a happy investment!