Inter-bank deposit receipt fund is more risky than money fund but less than stock fund, and its income level is between money fund and short-term debt fund. It is a recognized substitute for goods in the market. Interbank deposit certificate funds invest more than 80% of their funds in interbank deposit certificates, that is, interbank passbook.

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Does the Interbank Deposit Certificate Foundation lose money?

The probability of principal loss is very small, and it belongs to low-risk funds, because interbank deposit certificates funds invest in cash assets, much like money funds. From the perspective of risk-return ratio, the interbank deposit receipt index fund is higher than the money fund and lower than the pure debt fund.

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