Legal analysis: 1. Endowment insurance: 1. Individual contributions are based on the average monthly salary of employees in this Municipality last year (the minimum is 60% of the salary of employees in this Municipality last year; The highest figure is 8% of the city's employees' wages in the previous year. 2. The unit payment is paid according to 22% of the average monthly salary of the employee in the previous year. From June 65438+1 October1day, 2006, Ministry of Human Resources and Social Security adjusted the size of the individual pension account from 165438+ 0% of my contribution salary to 8%. Second, medical insurance: Taking Beijing as an example, the proportion of medical insurance payment (the minimum amount is 60% of the city's last year's wages): unit 10%, individual 2%+3 yuan; Third, unemployment insurance; Unit 1%, individual 0.2%; Four. Industrial injury insurance: the industrial injury rate is determined according to the industry scope of the unit, which is between 0.5% and 2%; 5. Maternity insurance: payment ratio: 0.8% of the unit, and individuals do not pay. 6. Provident Fund: Taking Beijing as an example, the deposit ratio of provident fund: according to the actual situation of enterprises, choose the deposit ratio of housing provident fund. However, in principle, the maximum wage shall not exceed 10% of the average wage of employees in Beijing. Since the second half of 2009, Beijing has uniformly stipulated that all employers should pay housing provident fund at 12% of their wages. Units and individuals are 65438+ 02% of salary.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Fifteenth basic pension consists of overall pension and individual account pension.

The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.