1, with higher returns: stock funds have the highest returns among fund types. For people who lack professional knowledge, buying stock funds is a good choice. Funds can often get higher returns than ordinary retail investors through professional advantages and portfolio investment.

2. Higher risk: the capital risk of a stock is only slightly lower than that of a single stock. Besides the risk of stock market fluctuation, we should also pay attention to the moral hazard of fund managers. Domestic funds, like state-owned enterprises, have such irregular problems, but the rat warehouse problem is a minor problem, and the biggest fear is the transfer of interests.

3. Strong liquidity: It takes different kinds of stock funds to withdraw cash from bank cards, generally 3-7 working days.