Although classified fund B has always been the choice of investors who pursue high expected annualized expected returns, classified fund B is not only a time to make money, but also a time to discount. Then the question is coming. What is the discount for Class B of graded funds? Why are so many places saying don't touch those graded B? Ok, Bian Xiao explains it to you with a picture: What is the leverage of the 20 15 graded fund B? Leverage list of 20 15 graded fund B.

Now you see, there are two other points, in case anyone has any questions:

What is a graded class A?

The fund company issued a fund, and then divided it into Class A and Class B. B borrowed money from A at an annual interest rate of about 5% (which changes every year). Then, Class B invests in an index. In this way, it is obvious that A is about equal to A bond, and B becomes a leveraged fund with an initial leverage of 2.

What investment opportunities can be discounted for graded funds?

Fund companies set up "upper discount" and "lower discount" clauses when issuing graded funds. That is, when the graded fund rises to a certain height or falls to a certain low point, the parent fund, the A fund and the B fund will "return to 1" according to the net value.

It is precisely because of this unified clause that Class A funds now have a good allocation value.

Further reading

What is the difference between Penghua High Speed Rail A and High Speed Rail B Fund?

How to buy Class B funds and how to avoid zombie Class B funds.

Where to buy and how to buy graded fund B?