There are many kinds of funds, and the contents of different funds are different according to different methods. According to the different trading places of funds, they are divided into on-site funds and off-site funds. So, what's the difference between OTC funds and OTC funds? Let's take a look at it next.

1, the trading mechanism is different.

OTC funds are bought and sold through fund companies, banks and third-party fund sales platforms, and we directly purchase fund shares through these channels; On-market fund is a transaction between investors and other investors, that is, investors buy funds sold by other investors, similar to buying and selling stocks.

2. Different ways of buying.

OTC funds can be purchased through fund companies, banks, brokers and third-party sales platforms; On-site funds can only be bought and sold through securities trading software.

3. There are differences in investment thresholds.

Off-exchange funds, the investment threshold is very low, 10 yuan can invest; On-market fund trading, similar to stocks, requires at least 1 lot, that is, 100 shares of funds, so the threshold of funds will be higher.

4. There are differences in rates.

The transaction rates of OTC fund platforms are also different. Now many third-party sales platforms have discounts, generally 10% off, and there is no redemption fee for more than 3 years.

The on-site fund fee depends on the commission of the brokerage firm where you open an account. Commission, like securities trading, can be discussed with the investment manager.

5. There are differences in liquidity

The liquidity of funds in the venue is better, and the redemption time of funds is faster; The redemption time of OTC funds is relatively slow.

6. The number of optional funds is different.

There are a large number of off-site funds, and there is a lot of choice; The number of funds in the market is small, the types are few, and the choice space is small.

I want to say so much about the difference between on-site funds and off-site funds, hoping to help everyone. Warm reminder, financial management is risky and investment needs to be cautious.