Your problem is that you listened to the recommendation of the bank staff. As a novice, you don't know which funds are good and which are not. What do bank employees do to sell funds, especially the fund company has an agreement with them to sell a certain number of designated funds within a certain period of time, so I recommend you as a bad fund. Even a return of 12% is not a good fund at all.

You can stop the fixed investment of the fund. Will this work?

To answer your other question, of course, we should continue to invest now, because the market as a whole is in a very low position and it is a good time to buy. I'm not talking nonsense. Now the market is below 2500 points, the lowest point since July last year. A little higher than 30 points, very low, I want to buy it.

You can change funds. I recommend 16 1005 Guo Fu Tianhui. Besides, why do you only invest in one fund? This is a big no-no. Hey, you don't understand. It really embarrassed you. If you don't understand anything, you can ask me. It is recommended to download Baidu Hi, Baidu's own chat tool. I'll answer that for you. If I send a button number, my answer will be blocked. Competition in the chat tool industry, alas.