Mutual funds originated in Europe, but developed rapidly in the United States. At present, there are more than 6 million customers in the United States who invest in mutual funds, which is equivalent to one in four people on average. The total amount of mutual funds has exceeded $1 trillion; There are more than 3, types of mutual funds.

Professionals of mutual funds will invest their funds in stocks, government bonds, corporate bonds, financial bonds, futures, options, gold and precious metals of various listed companies. The purpose is to increase the assets and make investors get high returns.

The system of supervising mutual funds is strict. Usually, mutual funds are managed and operated by investment companies and are under the jurisdiction of the Securities Regulatory Commission. Mutual fund companies will make various investments in accordance with the investment direction and regulations of the fund.

the biggest feature of mutual funds is that they rely on experts to make profits, but the funds do not go through the operators at all, and all fund assets are under the jurisdiction of independent custody institutions to ensure the rights and interests of investors.

Mutual funds make investments in different categories according to their investment objectives and orientations. Some focus on stock projects, while others specialize in futures markets. Some specialize in investing in futures and precious metals markets, and invest in various markets according to different risk levels. Investors choose their own mutual funds according to their investment objectives and the degree of risks they can bear.

Usually, a part of the mutual fund portfolio is cash, and the investment manager will invest the rest of the funds in stocks, bonds or other valuable securities. The assets formed in this way are generally called portfolio.

because the market has become quite large and diversified, including stocks, futures, options, currencies, bonds, gold, precious metals, etc., the value of the fund's investment portfolio will be affected by many factors, including the fund's investment objectives, short-term income or long-term high return, its managers' investment performance, various changes and fluctuations in stocks and other markets, etc., so choose the appropriate mutual fund according to the investment objectives, strategies and orientation.