Fixed investment refers to investing in a designated open-end fund at a fixed time and amount, and increasing the holding share through continuous buying, so as to evenly share the cost of holding positions and spread risks. Compared with the one-time purchase of the fund, the risk is lower. Then, should the fund continue to make a fixed investment if it loses money? Will the fund continue to invest if it loses 10%? Below we have prepared relevant contents for your reference.

The fixed investment funds are invested in stages, and the cost of investment is high or low, and the long-term average is relatively low, which maximizes the diversification of investment risks. At the same time, investors pay attention to the share, not the temporary price. The lower the net value of the fund, the more investors decide to buy, which makes its holding share increase and the cost dilute. Therefore, when the fund loses money, it can persist, and when the fund rebounds, it realizes the smile curve effect.

At the same time, the fund with fixed investment has suffered losses, and the following investment strategies can be adopted:

1. Modify the fixed investment amount and time.

When the fund invested by investors suffers losses, investors can consider reducing the loss by reducing the fixed investment amount and extending the fixed investment period when the market is bad, and increasing the fixed investment amount and shortening the fixed investment period when the market is good to increase the income.

Step 2 don't

Investors can make use of the trend of fixed investment funds to make up for some losses and reduce the cost of holding positions, that is, buy at a low fund level and sell at a high fund level. In the process of doing T, the difference income must be greater than the handling fee, otherwise the loss will outweigh the gain.

Step 3: Transform

When the fixed investment fund loses money, investors will convert the fund into a relatively strong fund, and make up for the loss through the increase of the converted fund.