Serious illness fund is a kind of insurance in social security fund, including: endowment insurance (paid by units and individuals), medical insurance (paid by units and individuals), serious illness fund (paid by individuals), work injury fund (paid by units) and maternity fund (paid by units), commonly known as "five insurances".
First, what is social insurance?
1. Social insurance is a social and economic system that provides income or compensation for people who are unable to work, temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
2. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.
3. In China, social insurance is an important part of the social security system, occupying a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.
Second, develop social insurance.
On September 20 1818, Premier Li Keqiang particularly emphasized at the executive meeting in the State Council that the existing social security policies in various places will remain unchanged.
From June 5438+1 October1day, 2020, Hong Kong, Macao and Taiwan residents who work, live and study in the Mainland will have social security cards, and have the legal rights to participate in social insurance and enjoy social insurance benefits according to law, just like mainland residents.
On February 18, 2020, Li Keqiang, Premier of the State Council of the People's Republic of China, People's Republic of China (PRC) presided over the the State Council executive meeting, and decided to reduce the social security premium of enterprises in stages, implement the policy of delaying the payment of housing provident fund for enterprises, and take various measures to stabilize enterprises and employment.
On June 165438+ 10/day, 2020, the tax authorities in many places issued an announcement, and all the social insurance premiums of enterprise employees were handed over to the tax authorities for unified collection.