Of course, if there is Industrial Bank or Guangfa Bank in the local area, you can open an account directly on the fund company's website after handling the Industrial Card or Guangfa Card, you can buy and sell funds through the fund company's website or customer service phone, or you can buy and sell funds on the fund company's website after going home at night. If you buy and sell funds after 15: 00, you can buy and sell them on the next trading day, but not at the bank counter or online banking.