I think for beginners, investment funds should be better, because stocks are the most risky. Although his income is relatively high, his risk is also the biggest, and the fund is unstable, but his investment can be adjusted, because the fund can buy and sell according to its own needs to see if it has enough funds. The choice of funds and stocks is rich and varied, but why is it best for beginners not to choose stocks? Because I don't understand the stock market, the risk is relatively high, and novices don't know much about the stock market. At first, if they choose to buy stocks, the loss may be greater. Secondly, the risk of radicalism is relatively small, and you can choose the right amount to buy according to your own financial situation, which will not cause too much loss. Moreover, if you buy a fund, although the increase is relatively small, the income you earn may not be so much, but it is relatively stable than stocks. You should choose funds and stocks carefully, because investment is something you should think carefully and choose carefully. You should judge whether to buy funds or stocks according to the market situation and some policies. The investment market changes greatly. If you don't pay attention, you may lose your money. You must be rational and cautious. There are various channels for investment and financial management. Everyone should choose what suits them according to the actual situation in life. Don't buy the same thing just because you are jealous that others have made a lot of money. You should make some judgments based on your knowledge of the market, rather than buying from others. The changes in stocks and funds are also relatively large and very unstable. Therefore, it is necessary to seize the opportunity and maintain a good investment mentality, which is conducive to long-term investment cooperation.