Moonlight Treasure Box is a P2P fixed investment financial management method launched by the savings platform.

Lending funds to borrowers who have been strictly reviewed by CreditEase on a regular basis and in fixed amounts every month.

This is also CreditEase’s official explanation of the product.

The 7% to 10% yield rate of this fixed-investment P2P product is not too high in the P2P field, but CreditEase's risk control capabilities and "repayment risk fund mechanism" can protect investors' financial security to a certain extent.

However, from the perspective of product design, product information is not transparent enough and risk disclosure is insufficient.