Don't worry, if you buy a fund recently, it will be more cost-effective to redeem it after half a year than to save it for half a year, and there may be unexpected surprises then.

Funds do have risks, but it depends on the timing of buying. If you bought it in the first half of last week, you will earn at least 3% in recent days. The fund I bought in 2007 has not been moved, and the current income is 50%. If I save it, I can't even get to 10% in five years.

At present, the most important thing is whether the fund you buy is subscribed or subscribed. These two are very different.

If it's an "old" fund, it's good to earn some money these days, and you can redeem it the next day (the redemption period is usually about 3 days, and you can get the money after 3 days from the redemption date). However, there may be a loss of handling fees.

If you subscribe for new funds, it will be more troublesome. Because the new fund has a specified protection period, you have to wait about 3 months after subscription, and the fund can only be redeemed when it is open for subscription and redemption.

Since you bought it recently, you should take it as soon as you come! First of all, ask whether your fund is subscribed or subscribed. Redemption depends on the situation. If you don't mind, you can tell me the code or name of the fund you bought, and I can help you check the details and recent income of the fund.