First, make it clear that you are the principal of 10 thousand yuan, and then want to buy a fund to maximize the income. If these three points are true, then you can continue to read my following content.
If the fund's income is maximized, there is only one ideal possibility, that is, buying at the lowest point. Please remember that what I said is the ideal possibility, but please believe that you can't find this lowest point, and no one in the world can find it.
Then the question is, since we can't find it, how can we maximize the income at the lowest point?
Actually, there is a better way. If you can't find the lowest point, find the exciting point. In short, as long as you reduce the cost, reduce it and then reduce it, your income will be maximized.
How to reduce the cost? I suggest you make a fixed investment in the fund.
. The advantage of fixed investment is that you can diversify risks and investments, buy a fixed amount at a fixed time and stick to it for a period of time, then your cost must be optimized.
For example, if you buy this 10,000 yuan at one time, you can only choose a price that you think is suitable, but this price will only be verified later, and you will find that this price is often the high point afterwards, but if you buy this 10,000 yuan in 12 months, you will buy 1000 yuan every time.
After one year, the total cost is 12000. Because the price of the fund changes every day, if you buy it monthly, then the price of the fund will go up and down every month. When you are high, you will also buy it when you are low. On average, your cost will definitely be much lower than buying 10 thousand yuan at one time.