Taking Fuzhou as an example, according to Article 6 of Fuzhou 526 1 Administrative Measures on Basic Medical Insurance for Rural Residents 4 102 1653, the annual basic medical insurance for urban and rural residents is 1 to 1. The reporting and payment period of basic medical insurance for urban and rural residents is from September 1 day to February 1 day of the following year. Urban and rural residents who apply for insurance or renewal of insurance registration in accordance with the regulations during the reporting and payment period and pay the medical insurance premium for the next year in one lump sum to the medical insurance agency shall enjoy the basic medical insurance benefits for urban and rural residents from the year after reporting and payment.
Residents who have gone through the insurance payment for more than the specified time are allowed to participate in the insurance payment, but there is a waiting period of 60 days (except for special objects such as poor dependents, low-income people, and poverty-stricken people who have set up files, except for special reasons). After the waiting period is over, you will enjoy the corresponding medical insurance benefits according to the regulations. The medical expenses incurred before payment and during the waiting period will not be paid by the medical insurance fund.
So what are the new provisions of 202 1 rural medical insurance?
1, the threshold for seeing a doctor is lowered.
In the past, the threshold for seeing a doctor was relatively high, and the cost of seeing a doctor was 2000-3000 yuan. If doctors do not meet this standard, they will not be reimbursed, and the economic pressure of seeing a doctor is great. Moreover, the threshold for seeing a doctor is greatly reduced because of the reduction of the deductible line for medical reimbursement.
2. The reimbursement rate has increased.
According to national regulations, the proportion of hospitalization reimbursement has increased to 70%. If the medical expenses are 3,000 yuan, you only need to go out of 600 yuan. Moreover, the reimbursement rate of many serious diseases is particularly high, and 22 kinds of serious diseases such as esophageal cancer and childhood leukemia can get a lot of subsidies.
3. Increase subsidies.
This year's financial subsidies have improved 30 yuan, which means that farmers can enjoy more subsidies and more funds in the fund pool, so that more people can get medical insurance and the reimbursement rate will be higher.
To sum up, the payment time stipulated in 202 1 new rural insurance will vary from place to place, so we should pay close attention to the notice of the local social security bureau to avoid missing the payment time.
Legal basis: Article 12 of the Regulations on Medical Insurance, the basic medical insurance premium is levied on a monthly basis, and the employer and employees shall pay the basic medical insurance premium to the tax collection authority within the prescribed time limit. The part that individual employees should pay shall be withheld and remitted by the employer from their wages.