Fixed investment is called lazy financial management, which is a good defensive investment method in the investment market. But what investors can't ignore is whether they can make a profit, which basically depends on their investment ability when choosing a fund. Different types of funds will have obvious differentiation after fixed investment.
Practice has proved that not every fund is suitable for regular fixed investment, and only a suitable fund can bring ideal returns to investors. So how to choose? Today, I will tell you the investment skills of several funds:
First, it is best to choose equity funds or configuration funds for fixed investment.
Fixed-income instruments such as bond funds are relatively unsuitable for regular fixed-income investment, because the purpose of investing in such funds is to use funds flexibly and earn fixed-income investment. It is best to invest in these funds when the market is in an upward trend, and it is most suitable to start regular fixed investment when the market is in a trough.
Second, it is best to choose a fund with large fluctuations for fixed investment.
Generally speaking, funds with large fluctuations have a better chance to accumulate more low-priced stocks in the stage of falling net value, but the market rebound can make a quick profit. The fund with stable performance fluctuates little, the relative average cost will not drop too much, and the profit is relatively limited.
Third, adjust the investment quota according to your own financial ability.
In real life, the financial situation of each person and family is different, and the total monthly investable amount of an individual or family should increase with the increase of income. Increasing the investment amount according to the financial ability can improve the investment efficiency and realize the wealth goal as soon as possible.
Four, after reaching the predetermined goal, it is necessary to adjust the investment plan.
Although it takes a long time for the fund to show the best benefits, it usually takes more than three years to see the results. However, if the preset investment target is reached in advance, then the investment plan can be adjusted. For example, regular quota can be adjusted to irregular quota. Using simple and flexible strategies can make your investment more efficient and achieve your ideal financial goals as soon as possible.