With the continuous improvement of people's understanding of financial knowledge, investment funds have become the choice of more and more people. But for beginners, buying funds is a brand-new field and needs some guidance and suggestions. This article will introduce how novices operate the purchase fund.

I. Understanding the Fund

Beginners need to know the relevant knowledge of the fund before they join the fund. A fund is an investment tool composed of multiple investors, and the fund manager is responsible for its operation and management. Funds invested by the fund can be invested in different markets such as stocks, bonds, futures and foreign exchange, thus reducing risks and improving returns.

Second, choose the right fund.

Novices need to choose the right fund according to their risk tolerance, investment purpose and time after understanding the fund. Generally speaking, stock funds are suitable for investors with higher risk tolerance, bond funds are suitable for investors with lower risk tolerance, and money funds are suitable for short-term investors. At the same time, investors also need to carefully read the relevant information of the fund, such as fund announcements, fund contracts, fund reports, etc. , understand the fund's investment strategy, risk level, cost and other information.

3. Open a securities account

Buying a fund requires opening a securities account with a securities company. Investors need to provide identity certificates, bank cards and other relevant documents and materials, fill in the relevant application forms, and open a securities account after approval.

Fourth, choose * * *

After opening a securities account, investors can choose different * * * *. Generally speaking, there are the following kinds of * * funds:

1. Online * *: It is convenient and quick to use the securities company website or mobile phone client * * fund.

2. On-site * *: When you go to the sales department or branch of a securities company, you can consult the staff to know about the fund.

3. Fixed investment of the fund: Set a fixed investment plan regularly, and automatically allocate funds for the fund according to the plan, which can spread the risk evenly.

V * * Fund

After choosing * * * *, investors can * * fund according to their own needs and conditions. Generally speaking, * * funds need to choose the following items:

1. fund code: each fund has a unique fund code, and investors need to correspond to the fund according to the fund code.

2.** Amount: Investors need to determine the amount of * * according to their own financial situation. Investors are generally advised not to invest all their funds in funds, but to diversify their investments.

3. Trading hours: The trading hours of funds are generally in the morning and afternoon of working days, and investors need to fund during trading hours.

4. Fees: The Fund has to pay certain fees, including subscription fees, redemption fees and management fees. Investors need to know the relevant expenses of the fund.

The intransitive verb holds and manages funds.

* * After the fund, investors need to hold and manage the fund. Investors can know the fund's performance by regularly checking the fund's net value, rate of return and other indicators, and adjust and manage the fund in time according to market conditions and their own needs. At the same time, investors also need to pay attention to the dividend and tax issues of the fund, and timely understand and deal with related matters.

In short, novices need to know about funds, choose appropriate funds, open securities accounts, choose * * * *, * * funds and hold and manage them. Investors need to read the relevant information carefully to understand the relevant situation of the fund, and also need to make reasonable investment planning and management according to their own risk tolerance and investment needs in order to achieve the purpose of financial management.