As we all know, Alipay and WeChat belong to a pair of competitors. Since Alipay launched Yu 'ebao, WeChat followed closely and soon launched a change pass. However, many WeChat users are worried about some issues, such as: Is the change of WeChat safe? Will there be losses if there are still funds transferred? In order to dispel everyone's doubts, the following small series will introduce the relevant content. Let's take a look. Can wechat change pass be used with confidence? Can WeChat change pass be used safely?

The risk of commutation is extremely low and the loss is not great. The changes launched by WeChat are basically the same as those of Yu 'ebao. Two services can be realized: payment and financial management. Exchange is a service platform that directly participates in user service. The difference is that the change pass belongs to the low-risk, low-starting money fund provided by Licaitong.

For other funds provided by Licaitong, different types of funds have different risks, different starting and ending periods, and flat positions, which are characterized by high annual returns and risks, starting from the minimum of 1 0,000 yuan or regularly for one month. In addition, the income of "change pass" is different from that of bank demand deposit, because the bank is deposit interest, while change pass is capital income, which is different. As far as security risks are concerned, buying funds is definitely risky compared with bank deposits.

Currency link is also an investment. Although investment is risky, the risk of coin purse is small, and the income of coin pass is much higher than the bank interest rate. Change Pass is a function launched by Tencent Wealth Management Company. Wechat will have certain protection in terms of user funds. In addition, the funds transferred into it can also be paid directly or in red envelopes, or transferred back to WeChat. So in terms of risk, the current risk is very low.

According to the survey, the change pass has not suffered any principal loss since its launch. After all, the user transfers the WeChat change to the change pass, and the funds arrive in real time, which is protected by the WeChat account security system. In addition, the wealth management products connected by WeChat Coin Link are all money fund products, such as Huaxia Fund Bao, Yifangda Easy Wealth Management, ICBC Tianyi Quick Money and so on. These wealth management products have the characteristics of low risk and stable income. In WeChat, the highest seven-day income of change money is about 3.240%, and the lowest seven-day income is about 2.6 10%.