First of all, let's understand the calculation method of fund redemption. Fund companies publish the net value of funds every day, that is, the net value of each fund. The net value is the net value of each fund share obtained by the fund company according to the market value of all assets in the fund portfolio MINUS all liabilities of the fund company. The calculation of fund redemption is based on the net value announced by the fund company on the same day. When an investor redeems the fund, the fund company calculates the value of the fund share held by the investor according to the net value of the day, and then pays the value to the investor.
Secondly, let's look at the time of fund redemption. Fund companies generally have two requirements for the time of fund redemption. The first requirement is that the fund redemption time must be completed within the fund trading day. Fund trading days generally refer to working days, excluding legal holidays. The second requirement is that the fund redemption time must be completed within the redemption time specified by the fund company. The redemption time of different fund companies may be different, usually before 3 pm every trading day. If the investor completes the redemption within the specified redemption time, it shall be calculated according to the net value of the day.
In the calculation and time of fund redemption, investors should pay attention to the fact that there may be differences between the announcement of fund company's net worth and the time of redemption. For example, the daily net value of a fund company may be announced at 4 pm, and the redemption time of the fund is before 3 pm. In this case, investors should redeem the fund according to the net value of the previous day. Therefore, investors need to make judgments and choices according to the regulations of the fund company and the actual situation when redeeming funds, so as to avoid losing investment income due to time problems.
To sum up, the calculation and timing of fund redemption is very important for investors. Investors need to know the regulations and actual situation of the fund company, and make choices and operations according to the actual situation. Only in this way can investors get the best investment income when redeeming funds.