In order to better explain how much you can get by paying enterprise annuity, give an example. If enterprises and individuals pay a total of 5000 yuan a year, it is 20 years. Assuming that the wage growth rate is 5% and the return on investment is 4%, the account is expected to accumulate more than 200,000. If you get it monthly, you will probably get 1300 yuan every month for 20 years. The expenses required for enterprise annuity shall be paid jointly by the enterprise and individual employees, and the investment operation shall be carried out in accordance with the relevant provisions of the state. Incorporation of investment and operation income into enterprise annuity fund is an important channel to improve employees' pension benefits. In terms of payment ratio, there is no clear stipulation, which only requires enterprises to pay no more than 8% of the total wages of their employees every year, and the total payment of enterprises and employees does not exceed 12% of the total wages of their employees. The specific payment amount shall be determined through consultation between the enterprise and the employees. The more you pay before retirement, the more enterprise annuities you receive after retirement. The amount of money from enterprise annuity to retirement is mainly influenced by individual contributions, enterprise contributions and investment income, and the level of enterprise and individual contributions is limited by the level of enterprise wages.