1, self-risk assessment. Investors who buy funds must understand that the significance of financial management lies in managing their wealth more scientifically and reasonably and achieving long-term stable growth of assets, rather than getting rich overnight. Investment is also risky, and trading needs to be cautious. Another key point in buying a fund is to consider your own risk maturity.

2. The degree of fund loss is directly related to the risk attribute of the fund you invest in. Equity funds are risky. If there is a bear market, the loss may exceed 30%, followed by hybrid funds, bond funds and monetary funds. The risk of bond funds is relatively low. It is suggested to start with low-risk funds at the initial purchase. Beginners don't need to suggest buying directly or investing a lot of money at one time. They should also control the risks and learn more first.

3. To buy a fund, we should not only pay attention to the rise or fall, but also look at the stock market situation in the same period. When the stock market rises, the fund will rise; When the stock market falls, funds will also fall, as most funds do. More importantly, the stock market rose by 1%, while the fund rose by more or less 1%. This shows the investment ability of the fund. Don't just look at the net value when choosing a fund, but look at the performance and risk. Looking at performance and risk depends not only on rating, but also on specific data, such as half-year return, one-year return, two-year return, benchmark index, standard deviation, alpha coefficient and so on.