Hello, my friend. At present, the stock index is around 2200 points. If you look at it for more than 2 years, I am afraid it is also low. Now is really a good time to invest in funds. As long as we grasp the opportunity to enter the market, there is no problem that the profit exceeds the fixed deposit. If you don't want to vote, you can cancel at any time.

Recommended consideration: Dacheng CSI 300 (565,438+09300) and Jianxin Steady Profit Increase (530,008). Dacheng CSI 300 (5 19300) is an index fund, which can be subscribed by the back-end charging mode, that is to say, it can be subscribed for free now, and the subscription fee will be charged when the fund is redeemed in the future. Moreover, Dacheng CSI 300 (5 19300) fund has been held for more than 3 years, which means that it is completely free of subscription fee and redemption fee, which means that more funds can be bought with the same money. CCB's profit increased steadily (530008). This fund is a bond fund, which basically has nothing to do with the stock market and has low income risk. It belongs to the type of safety and security. This fund not only does not charge subscription fees, but also has a low redemption rate. Hold the Fund for less than 30 days, and the redemption rate is 0.1%; Holding the fund for more than 30 days (including 30 days), the redemption fee is zero, and the transaction cost advantage is great.

Recommended combination: Dacheng CSI 300 will be invested in 200 yuan every month, and CCB will invest 100 yuan every month, which will steadily increase the income. Personally, I expect the average return of the two funds to be between 7%- 12%. It is best to buy the same type of fund with low cost. These two funds have the lowest fees. One is the stock index fund, and the other is the bond bond fund, which has both offensive and defensive capabilities and can be considered.