When pension insurance is interrupted, both the employee's payment period and the amount of personal account savings will be affected.
One is that social insurance agencies have stopped keeping accounts in employees’ personal accounts, and the other is that the amount stored in employees’ personal accounts has been reduced.
These will directly lead to a reduction in the pension benefits of individual employees after retirement.
If the relationship is cut off for one month, the maternity insurance must be repaid for six consecutive months before you can enjoy it. If the medical insurance is cut off for one month, you will stop enjoying the medical insurance benefits. If the relationship is cut off for more than three months, the insurance period will be reset to zero, which will affect your future hospitalization for serious illness.
The maximum reimbursement limit.
When the statutory retirement age is reached, all interruptions will be accumulated. A three-month interruption will have no impact. However, if the interruption is accumulated for 12 months, the pension calculation will be pushed forward one year.
Legal basis: Article 10 of the "Social Insurance Law of the People's Republic of China" states that employees shall participate in basic pension insurance, and the employer and the employee shall jointly pay the basic pension insurance premiums.
Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel can participate in basic pension insurance, and the basic pension insurance premiums are paid by individuals.
The measures for pension insurance for civil servants and staff managed with reference to the Civil Servant Law shall be prescribed by the State Council.
Article 11 Basic pension insurance shall be implemented through the combination of social pooling and personal accounts.
The basic pension insurance fund is composed of employer and individual contributions and government subsidies.
Article 12 The employer shall pay basic pension insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and record them into the basic pension insurance overall fund.
Employees should pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state and record them into their personal accounts.
Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with national regulations and record them separately in the basic pension insurance pooling fund
and personal accounts.