(1) In a short period of time, the market rate of return rose sharply, resulting in a sharp drop in securities prices;
(2) Money funds are redeemed in large quantities at the same time, and bonds with falling prices cannot be held at maturity, resulting in actual losses after selling bonds. Relevant data show that it is extremely unlikely that money market funds will lose their principal in one day (0.06 1 17%). If you hold it for a week or a month, the probability of principal loss is close to zero. At the same time, the probability of bond prices falling and a large number of funds being redeemed is extremely low. So, is "monetary fund" risky? Our answer to this question is that money funds are risky, but the risk is extremely low or even infinitely close to zero, which is relatively safe compared with other investment methods.