1. Occupational annuity is actually a supplementary old-age security system, which is neither social insurance nor commercial insurance, but a unit welfare system;
2. It is an important part of human resource management, salary and welfare management of public institutions;
3. The main body of responsibility is the institution and its employees, which is a security system established by the institution and its employees according to their own economic conditions. Therefore, there are also institutions and employees in the occupational annuity plan to bear all risks.
How to inquire about occupational annuity?
1. After entering the bank official website, click "Enterprise Annuity Inquiry" on the right side of the page;
2. Next, continue to click the "Personal Annuity Inquiry" option on the right side of the page;
3. After entering the login page, enter the relevant information truthfully according to the page prompts, and fill in the initial password with the password. The last six digits of different bank ID cards may be different. For details, please consult the bank customer service;
4. After logging in, a page will pop up to modify the initial password and verify the mobile phone. Just follow the tips on the page.
5. Next, you can see the payment of individual enterprise annuity, and you can view the balance and payment details.
Can I get the occupational annuity in one lump sum?
Occupational annuity can be received in one lump sum, but it must meet one of the following conditions:
1, after retirement, buy commercial endowment insurance products at one time, and then receive monthly benefits according to the insurance agreement;
2. If you live abroad, you can pay me in one lump sum;
3. If he dies during his employment, the personal account balance of the occupational annuity can be inherited.
Legal basis: Article 2 of the Interim Measures for the Administration of Occupational Pension Funds.
The term "occupational annuity fund" as mentioned in these Measures refers to the supplementary endowment insurance fund of institutions and institutions formed by the funds raised by legally established occupational annuity plans and their investment and operation income. These Measures shall apply to the entrusted management, account management, entrusted management, custody, investment management and supervision and management of occupational annuity funds.
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The term "beneficiary" as mentioned in these Measures refers to the staff of government agencies and institutions participating in the occupational annuity plan. The principal refers to the institutions participating in the occupational annuity plan and their staff. The agent refers to the pension insurance management center of the central state organ and the provincial social insurance agency that is responsible for the management of the occupational annuity fund account by agency. The trustee refers to the legal person entrusted to manage the property of the occupational annuity fund, the custodian refers to the commercial bank entrusted by the trustee to keep the property of the occupational annuity fund, and the investment manager refers to the professional institution entrusted by the trustee to invest and manage the property of the occupational annuity fund.
The trustees, custodians and investment management institutions of occupational annuity funds shall be selected from institutions with corresponding qualifications for enterprise annuity fund management.