Is Yin Hua Live wallet F safe?
First, the risk level of Yin Hua's live wallet currency F.
Yin Hua's wallet currency, F, is a monetary fund. The risk rating of the monetary fund is low, which is the lowest among all funds and rarely causes losses.
Historically, the IMF has never suffered a loss. The only exception is that on a certain day, the expected return of the money fund is negative, but this has little impact on investors. The principal is preserved, but the expected return is only a little less.
Second, the investment direction of Yin Hua's live wallet currency F.
Monetary funds mainly invest in liquid assets, such as short-term government bonds, central bank bills, certificates of deposit, etc. Take Yin Hua's active wallet currency F as an example, 47% of its fund assets are investment bonds, most of which are bank bonds, so the risk is small and the security of bank deposits is high.
Third, the historical performance of Yin Hua's living wallet currency F.
Yin Hua mobile wallet currency f20 14 was established, with a fund size of 37.6 billion, which is a suitable size for the money fund. Since its establishment four or five years ago, Yin Hua's wallet currency F has not lost money, but the expected rate of return has changed.
In the past 1 year, the expected annual income of Yin Hua active wallet currency F ranked 4 1 among 650 similar funds, which performed quite well.
Based on the above analysis, it can be seen that Yin Hua's wallet currency F is a low-risk monetary fund, so investors need not worry too much. Warm reminder, financial management is risky and investment needs to be cautious.