1. After the new fund is bought, it will be closed for 1-3 months and cannot be bought or sold. Old funds can be bought and sold at any time as long as they are not suspended, but they are not traded on weekends. Funds that have been suspended from subscription can only be redeemed and cannot be subscribed. It takes t+2 days to purchase the fund and redeem the fund, and it takes t+5 days for the fund to return to your account.

2. Yes. No one can know the specific income, but from the current point of view, it is safe below 55, which means that if it is a good stock fund or an active allocation fund, there is no problem with 1% income by the end of the year.

3. No, as long as the trend of the whole market remains unchanged, short-term market oscillation can be ignored. Trading funds can be handled by banks or securities companies. If online banking is opened, they can be redeemed at any time.

The investment period in principal guaranteed fund is generally about 3 years. If you plan to invest in the short term, the income of this fund will not be too high. After all, it is necessary to ensure the safety of funds, with low risk and low income on the same day.

it usually takes T+5 days from redemption to cash withdrawal, which means it takes one week to return to the account.