Last week, I had the opportunity to listen to a sharing and had a deep understanding of "compound interest". In fact, no matter our life, work or financial management, we must have an idea of "compound interest".
I believe that friends who read this book have their own jobs or channels to make money, but the income can only represent our principal. How to make our principal generate greater value over time is the "compound interest" thinking.
For another example, in our current job, perhaps the salary has not reached our ideal price, so we should think about what abilities we can improve and what valuable experience we can accumulate in this process. These abilities are also the magic weapon to win when we resist the changes of the times in the future. These are our golden rice bowls.
I believe many friends are familiar with this book, but some friends may not have read it, so let's briefly introduce the real book to you first.
The author of this book is Bodo Schaefer, "Europe's number one financial master". Maybe you are still a little strange to the author, but when you hear The Road to Financial Freedom, are you familiar with it? (Note that this is not Mr. Li Xiaolai's financial freedom. )
The book teaches us how to get rich in professional language, but its implementation is still limited, so he completed the financial management book Qian Qian the Dog in vivid fairy tale language-about wealth, about growth, about honesty and about love.
It can be said that it taught us how to control money from an early age, rather than being controlled by money; How to think like a rich man, correctly understand and use money; How to invest and manage money, find ways to accumulate assets and realize financial freedom as soon as possible.
I hope that friends, whether single or parents, should develop the habit of financial management, cultivate their own financial and business thinking, and strive to realize the financial freedom of themselves, their families and their children.
The book tells the story of a little girl, Jiya, who saved a white Labrador because of her kindness, and accidentally found that the dog could talk. At that time, seven-year-old Jiya was faced with huge debts at home, and her parents often quarreled about it, which also had many negative effects on her growth. I dreamed of studying in the United States and wanted to save money to buy a computer, but the pocket money of 5 marks per month made her dream come to nothing again and again.
In this regard, Labrador retriever Qian Qian decided to help her, realize her dream, help her family solve the debt problem and improve the family environment.
So, how did the dog Qian Qian help her?
Money itself is not good or bad, and the so-called good or bad is also different from personal understanding of money. When you think that money has energy and can bring you happiness, it is positive; And when you think that with money, people will become bad, then money is negative energy in your eyes, and you will get farther and farther away from money.
Someone once asked Buffett how to achieve his goal.
Buffett told him that it doesn't matter how many goals you want to achieve.
So he listed 10 targets.
At this time, Buffett told him that now, you have to choose the five goals you want to achieve most.
So, he hesitated for a long time and chose the top five goals he wanted to achieve most.
Finally, Buffett solemnly told him, well, focus on these five goals now, and don't even think about others. That's why we must especially emphasize some goals in our "long wish list".
The book "The Secret" also mentioned that the law of attraction will only take effect if the thought is visualized. Why?
Because when we think in our brain, our thinking will be scattered and our energy will not be concentrated, but when we see the physical picture and realize the feeling of seeing it, we are calling the attraction of the universe.
That is-keep a diary of success. Keep a success diary every day, recording the goals set around you every day and the things you have successfully accomplished, even small things. This will help us and enhance our self-confidence. When a person has faith, he will not be easily influenced by the negative energy questioned by people around him. If he really feels frustrated, take out a success diary and see his efforts.
Here is a movie "Spider-Man-Parallel Universe". In this film, Spider-Man is a special black boy. But why did he end up as Spider-Man? Why? Let's find the answer in our own movies!
Ask yourself carefully, what is your biggest hobby? How to increase your income through your favorite hobbies? If you really don't know what your hobbies are at this time, you can also try the "enthusiasm test" to help you understand your real passion.
The heroine Jiya found that her biggest hobby was keeping dogs, so she made her first pot of gold by helping her neighbors walk their dogs. So, my friends, what are your hobbies? Have you maximized the value of your hobby?
There is a rule in the book that when you have an idea, you must finish it within 72 hours, otherwise you will find it difficult to put it into action or even forget it.
A young farmer's wish every day is to pick up a goose egg from the goose cage for breakfast. One day, the farmer found a golden egg in the goose cage. At first, he didn't believe it was true, so he showed it to the goldsmith, who assured him that it was a golden egg made of pure gold. So the farmer sold the golden eggs and held a grand celebration.
The next day, he got up early and rushed to the goose cage to see that there was really a golden egg there. This situation lasted for several days.
But the farmer is greedy, and he is not satisfied with his goose, because the goose can't explain to him how to lay golden eggs, otherwise he can lay golden eggs himself. He even thought angrily that the lazy goose should lay at least two golden eggs every day. The speed is too slow now. The more he thinks about it, the angrier he gets. Finally, he was furious, pulled out the goose and split it in half. From then on, he will never get the golden egg again.
Did this story inspire you?
Goose represents your money. If you save money, you will get interest. Interest is equal to our golden eggs. If you want to have a golden egg, you must have a principal. Maybe we are thinking that you need a lot of principal to get a lot of interest. But in fact, a small amount of principal, plus time compound interest, will gradually accumulate their wealth.
The book also talks about investment, stocks and funds in simple terms. I recommend you to read this little book, and at the same time, you must practice it!
I hope everyone has the thinking of the rich and realize financial freedom as soon as possible!