Because Yu’E Bao has the characteristics of high returns, convenient transfers, and the ability to make online purchases and payments, it is very popular.

So you know how much 2 million Yu'e Bao will cost.

The following is a carefully recommended daily income of 2 million Yu'e Bao. I hope it will be helpful to you.

Daily income of 2 million Yu'E Bao 1. Calculation formula: (Yu'E Bao funds/10000)

2. The amount transferred to Yu'e Bao will be confirmed after one working day, and you will start to enjoy the benefits; Yu'e Bao will redeem the benefits daily, and the benefits will be directly credited to the account; the confirmed amount will have benefits on weekends and holidays.

At present, the average profit of 10,000 pieces of Yu'E Bao in the past month is 0.87 yuan. If 2,000,000 is put into Yu'E Bao, the average daily profit is 2,000,000?10,000?0.87=174 yuan.

Yu'e Bao transfer method 1. Yu'e Bao transfer supports payment with account balance and savings card quick payment (including cartoon), but does not support online banking, Jifenbao, red envelopes, etc.; 2. There is no limit for balance transfer, and savings card is quick and easy.

The maximum transfer limit of payment (including cartoons) shall be subject to the payment limit of the card; 3. Transfer does not support agency payment and combined payment (Alipay account balance, debit card quick payment including cartoon combination payment); 4. Transfer to create order successfully

, but has not been paid, you can find the order from the transaction record and pay again. If the payment is not made for more than 48 hours, the system will automatically close the order, and self-service closing is not supported; 5. Refunds are not supported after transfer, and can only be transferred out;

6. After Yu'E Bao is transferred in, the calculation of income will only begin after the fund company's share becomes effective. If it is transferred before 15:00 on a working day, it will take effect on the second working day; after 15:00 on a working day, it will take effect on the third working day.

; 7. The transfer payment is successful, but the processing by the fund company fails, and the funds are returned to the bank card used by the user or returned to the balance of the Alipay account; 8. Yu'e Bao does not support active transfer by wireless terminal.

If the transfer order created on the computer has not been paid, the mobile client of version 7.0 or above can make the payment.

9. The total amount of Yu’E Bao held after transfer is no more than 1 million. If the existing Yu’E Bao balance exceeds 1 million, it will not be affected.

Minimum transfer: The minimum amount for a single transfer into Yu’E Bao is 1 yuan, which can be a positive integer.

Risks of Yu’e Bao Risk 1: Centralized Redemption Risk On December 14, 2016, it was reported that a currency fund under a large fund company with a scale of over 60 billion was liquidated, and the company had to pay 600 million in compensation.

At that time, companies with large currency funds were in danger.

Twelve fund companies including ChinaAMC, E Fund, Yinhua, Boshi, Tianhong, CI Morgan, Huabao Industrial, Guangfa, CCB, Bank of China, Southern, and Industrial Global (340006, Fund Bar) all refuted the rumors to relevant media.

Recently, monetary policy has been tightened, the renminbi has depreciated, and funding has become tighter. Not long ago, there was a situation where stocks, bonds, and foreign exchange declined.

Since money funds are highly liquid, huge redemptions become the potential biggest risk when funds are tight.

Monetary funds actually implement a T+1 liquidation system, which means that fund shares redeemed on the same day will not be available until at least the next day or even the third working day.

Since it is liquidated on T+1, where does the money for redemption on T+0 come from? This is often paid by the platform itself, or the credit line applied for by the bank.

There are certain risks in the rapid withdrawal of money funds, and this has attracted the attention of management.

The Asset Management Association of China (hereinafter referred to as the Asset Management Association) conducted a survey on the operation of the T+0 rapid redemption service of fund companies' products in September last year and conducted a stress test.

According to theoretical calculations, the average daily redemption volume of customers is 5% of the currency fund’s asset size, which is 100 billion yuan, and the average daily redemption amount is 5 billion yuan.

According to the 2016 interim report, the scale of funds managed by Yu’e Bao was 816.3 billion.

If calculated according to the above theory, Tianhong Fund's advance capital scale will exceed 40 billion yuan.

Risk 2: Risk of income decline or even loss. Yu'e Bao caught up with a good era when it was born. It was a time when the market was "short of money", so its income can also rise all the way.

It easily exceeded 6% in just one week after going online. At the beginning of 2014, it even achieved the highest return in history - 6.738%.

However, Yu’e Bao’s revenue then began to decline.

According to data monitored by Rong360 (February 17-February 13), Yu'e Bao's average 7-day annualized rate of return was 3.639%, which even fell below 3% some time ago.

During certain periods of time, Yu'E Bao's income will also rebound briefly, usually at the end of the month, quarter, mid-year, and end of the year.