medical insurance can buy drugs included in the payment scope of basic medical insurance by pharmacies.

basic medical insurance drugs are divided into class a and class B .. Among them, class A drugs (currently 315 kinds of western medicine and 135 kinds of Chinese patent medicine) are relatively basic and can be paid by medical insurance card; Class B drugs (818 kinds of western medicine and 792 kinds of Chinese patent medicine) can be paid for by medical insurance. If you don't know whether the medicine you need to buy can be purchased with a medical insurance card.

The scope of drug expenses paid by medical insurance is as follows:

1. Basic drug expenses: including the basic drugs needed to treat common diseases, frequently-occurring diseases and major diseases;

2. Basic drug expenses: including basic drugs needed for treating chronic diseases, malignant tumors and immune system diseases;

3. Special drug expenses: including special drugs for treating rare diseases, special diseases and major infectious diseases;

4. Chinese medicine expenses: including Chinese herbal pieces and Chinese patent medicines.

The items of expenses paid by medical insurance are as follows:

1. Hospitalization expenses: including bed fees, treatment fees, operation fees, examination fees, etc.

2. Outpatient treatment expenses: including registration fees, medical treatment fees, examination fees, operation fees, etc.

3. Drug expenses: including western medicine, Chinese patent medicine, Chinese herbal pieces, etc.

4. Expenses of medical materials: including surgical instruments, dressings, syringes, infusion sets, etc.

5. Medical consumables: including the consumables required for ECG, B-ultrasound, CT, MRI and other examinations;

6. Rehabilitation expenses: including physical therapy, Chinese massage, rehabilitation training, etc.

7. Reproductive health care expenses: including pre-pregnancy check-up, prenatal check-up, obstetric surgery, neonatal care, etc.

To sum up, we must be careful when choosing designated medical institutions, and we should comprehensively consider various factors, such as hospital level, medical level, distance from home or work, and then choose a hospital with convenient medical treatment and good service quality.

Legal basis:

Article 3 of the Social Insurance Law of the People's Republic of China

The following medical expenses are not included in the payment scope of the basic medical insurance fund:

(1) Those that should be paid from the industrial injury insurance fund;

(2) It shall be borne by a third party;

(3) It shall be borne by public health;

(4) seeking medical treatment abroad.