So what is fund fixed investment?

Fund fixed investment is commonly known as the "lazy man's investment method".

Simply put, it is an investment method that uses a fixed amount of money to buy a fund at a fixed time.

For example: I invest 1,000 yuan every Wednesday to buy xx fund or certain funds. This is a fixed fund investment.

So why choose fixed investment funds?

Downplay timing and save time and effort. Most investors are just ordinary people. They tend to chase the rise and fall. They sell at the low point of the market and buy at the high point of the market. They often miss the most profitable time period, resulting in being trapped or trapped.

It is a common phenomenon to make repeated purchases and losses.

However, fund fixed investment downplays timing. You only need to prepare money and the funds will be automatically deducted regularly, saving time and effort, and enjoying long-term benefits.

Risk diversification and peace of mind. Fund fixed-term investments are purchased in batches. By smoothing costs in each period, risks can be better dispersed.

Generally, when the market falls, fixed investment can dilute costs and relieve investors' nervousness caused by short-term market fluctuations; when the market is high, it can also limit the inner impulse to increase positions significantly. It can be said that fixed investment in funds can often make

Investors are more peaceful.

Compulsory investment, the accumulation of small amounts makes up a lot. The automatic deduction of fixed amounts at regular intervals makes fixed investment have the effect of mandatory investment to a certain extent, helping investors accumulate a small amount into a big amount, reducing unnecessary advanced consumption, and at the same time enjoying the compound interest effect.

, slowly accumulating wealth without realizing it.

Choose fund fixed investment because it has the following advantages and is a financial management method that is very suitable for ordinary salarymen: Advantage 1. Split costs and dilute fluctuations. Different from one-time investment, fund fixed investment is multiple investments, so the cost paid is an average

number.

Because the monthly expenditure is fixed, you will buy less shares when the price is high and buy more shares when the price is low, which ultimately equalizes the cost.

Advantage 2: Regular investment, the accumulation of small amounts makes more money. This is the cultivation of our financial management habits.

Many young investors tend to become "money earners" because of their lavish spending, but fixed investment in funds can help us gather idle funds and accumulate a considerable amount of wealth without knowing it.

Advantage 3: Disciplined investment and timely execution. People are easily affected by emotions when investing. They chase the rise and kill the fall, buy high and sell low.

However, fund fixed investment is a disciplined investment. Make a plan and execute it on time to avoid changing the long-term investment strategy due to short-term fluctuations.

Advantage four, year after year, the compound interest effect. After each fixed investment is harvested, the profitable funds are invested in new fixed investments. Day after day, year after year, the recurring fixed investment can make full use of the compound interest effect and accumulate more.

Considerable wealth.

Advantage five, automatic deduction, simple procedure. Nowadays, it is common to formulate a fixed investment plan on the mobile APP and associate the capital account, and then the fixed investment plan will be deducted on time.

No need to queue up at the counter or keep an eye on the market every day, it’s simple and worry-free.

There are many benefits to fixed investment, but it should be noted that although timing is downplayed, it is best not to enter at a high point in the market, because it may take a long time to digest the market's high valuation.

In order to invest more safely, you also need to actively look for safe areas for fixed investment.

A-shares are currently fluctuating around 2,900 points, and the valuation advantages of the major broad-based indexes are highlighted. It is a good time to invest in the market.

In addition, before starting fixed bidding, you need to find a reliable fixed bidder.

Fixed investment prefers equity funds with excellent returns and relatively high volatility.

After going through the hardships of society, the childlike innocence remains, which is indeed something to be proud of.

But whether we are "still young" or "already an adult" when we return, we need to retain and learn.

Being able to do these two things is something to be more proud of, and only then can you go better and further on the road of life.