How to transfer basic pension insurance personal accounts

1. When employees move within the same overall planning scope, only the basic pension insurance relationship and personal account files are transferred, but the funds are not transferred.

2. When employees move across the scope of overall planning, the transfer method is as follows:

Transfer basic pension insurance relationships and personal account files.

For areas where personal accounts have been established when employees are transferred, the transfer fund amount shall be the accumulated principal and interest of the personal payment part in the personal account before January 1, 1998 plus the amount credited from January 1, 1998 The total balance of your personal account.

For areas where personal accounts have not been established when employees are transferred, for employees who were transferred before January 1, 1998 and who started working before 1996, the transfer fund amount will be from January 1, 1996 to the time of transfer. The accumulated principal and interest of the personal contributions of employees as of the end of the month; for employees who joined the work in 1996 and 1997, the fund transfer amount is the accumulated principal and interest of the personal contributions from the month of joining the work to the end of 1997. If transferred after January 1, 1998, the transfer fund amount shall be the accumulated principal and interest of the employees’ personal contributions calculated according to the aforementioned rules before 1998, plus the contributions calculated at 11% of the employee’s personal contribution salary base from January 1, 1998. The accumulated principal and interest. During the period when a personal account is not established, the interest on the personal payment part is calculated based on the one-year regular urban and rural residents savings deposit interest rate of the People's Bank of China.

For employees who are transferred in the middle of the year, the accounting amount for the year of transfer will be transferred to the region from which they are transferred. Only the principal will be transferred and the interest accrued for that year will be transferred; after the employee is transferred, the accounting amount for the year when the employee is transferred will be consolidated by the region where the employee is transferred. Interest accrued. The calculation method shall be carried out in accordance with Rule 15.

When funds are transferred, management fees shall not be deducted from the transfer amount.

When employees are transferred out, the social insurance agency in the place of transfer should fill out the "Transfer Status Form for Personnel Participating in Basic Pension Insurance".

When employees transfer in, the social insurance agency in the place where they are transferred should rely on the "Transfer Status Form of Personnel Participating in Basic Pension Insurance" and "Personal Account of Employees' Basic Pension Insurance" and other information provided by the transfer area, and Combined with the local basic pension insurance law, we will renew personal accounts for employees and do a good job in connecting the personal account relationships.