Social security fund is a livelihood project, which plays a very important role in the social stability of the country, and it is related to the pension and medical care of the insured in every household. Therefore, its management and operation can be said to be a matter for the whole country. Whenever we hear the news of social security, everyone will always listen carefully, so the management method of social security fund is very important for everyone.

1. In order to standardize the collection, management and use of insurance protection funds, protect the legitimate rights and interests of policy holders, promote the healthy development of the insurance industry, and safeguard financial stability and administrative regulations, this method is formulated.

2. The insurance companies mentioned in these Measures refer to Chinese-funded insurance companies, Sino-foreign joint venture insurance companies and wholly foreign-owned insurance companies established with the approval of insurance supervision and administration institutions and legally registered in China.

3. this method is called insurance guarantee fund, which refers to the non-governmental industry risk relief fund paid in accordance with the insurance law of the people's Republic of China and the provisions of this method, and used to rescue policy holders and deal with insurance risks under the circumstances stipulated in article 16 of this method. ?

4. The term "policyholder" as mentioned in these Measures refers to the parties to an insurance contract, including the applicant, the insured or the beneficiary, who have the right to claim the benefits of the policy under the circumstance that the insurance company is revoked or bankrupt according to law. ?

5. Insurance guarantee funds are also divided into property insurance guarantee funds, life insurance guarantee funds, property insurance guarantee funds are formed by contributions from property insurance companies, and life insurance guarantee funds are formed by contributions from life insurance companies.

I. nature of social security fund

social security fund is a special fund established for the implementation of social security system according to the provisions of relevant national laws, regulations and policies. Social security funds are generally established according to different projects, such as social insurance funds, social relief funds and social welfare funds. Among them, social insurance fund is the most important part of social security fund. At present, China's social insurance funds are divided into endowment insurance fund, unemployment insurance fund, medical insurance fund, industrial injury insurance fund and maternity insurance fund. Among them, the endowment insurance fund has the largest amount and occupies an important position in the whole social insurance system.

II. Types of social security funds

According to the principle of setting up an independent fund for a social insurance type, the types of social security funds include basic endowment insurance fund for employees, basic medical insurance fund for employees, work injury insurance fund, unemployment insurance fund and maternity insurance fund respectively.

III. Measures for the Administration of Social Security Funds

According to the Social Insurance Law, the state exercises strict supervision over social insurance funds. The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds. People's governments at or above the county level shall take measures to encourage and support all sectors of society to participate in the supervision of social insurance funds.

1. supervision by the people's congress

article 76 of this law stipulates that the standing committees of people's congresses at all levels shall listen to and consider the special work reports of the people's governments at the corresponding levels on the income and expenditure, management, investment operation and supervision and inspection of social security funds, organize law enforcement inspections on the implementation of this law, and exercise their supervisory powers according to law.

2. Administrative supervision

(1) The financial department and audit institutions shall, according to their respective responsibilities, supervise the income and expenditure, management and investment operation of social security funds.

(2) The administrative department of social insurance shall supervise and inspect the income and expenditure, management and investment operation of the social security fund, and if problems are found, it shall put forward rectification suggestions, make a decision according to law or put forward suggestions to the relevant administrative departments.

(3) supervision of social security funds by other administrative organs.

3. Social supervision

(1) Supervision by the Social Insurance Supervision Committee. The social security supervision committee consists of representatives of employers, insured persons, trade union representatives and experts.

(2) Any organization or individual has the right to report and complain about illegal activities related to social security funds.

to sum up, as an important national security system, social security plays a very important role in providing for the aged and medical care, which not only provides a reliable guarantee for the country's stability and prosperity, but also provides an important backing for the people's stable life. It is very necessary for all sectors of society to supervise the social security fund, because it concerns everyone.

Summary:

1. Insurance guarantee funds are also divided into property insurance guarantee funds and personal insurance guarantee funds.

2. The property insurance guarantee fund is formed by contributions from property insurance companies.

3、? The life insurance guarantee fund is formed by the payment of life insurance companies.