1. To buy and sell funds and stocks, you need to take your bank card to the bank to open online banking. The trading foundation handles the fund account opening procedures, and then you can choose fund companies and varieties to buy funds. After opening an online bank account, you can also buy and sell on your own computer. However, the timeliness of fund transactions is poor, and funds cannot circulate quickly. Now the funds redeemed globally will be settled by the fund company the next day, and the funds will not be returned to your bank card until the fourth or fifth day, and then the next transaction operation will be carried out.

2, stock trading, is also the opening of online banking, to the securities company to open a securities (stock) trading account, cash transfer to your securities account. Download and install the corresponding stock trading software of securities companies, add your own account, open the account interface, select stocks and conduct trading operations. However, the stocks bought on the same day can only be sold on the next day, that is, only T+ 1 can be operated. After the stock is sold, the funds will go to your securities account immediately, and you can buy new shares again immediately.

3. The fund operation risk is relatively small, and the stock risk is relatively high. Fund funds flow slowly, while stock funds flow quickly.

Whether it is a fund company or a securities company, there will be a handling fee for buying and selling. J's winning or losing is your own business, he just earns commission.