How appropriate is Alipay's target investment?
1 The target return on investment is set at 6%-8%.
Alipay's target investment is index fund, which is a high-risk variety with high risk and expected return. Considering comprehensively, it is more appropriate to set the expected return of the target investment at 6%-8%.
2 The target investment amount is determined according to the individual's financial situation, and it is suggested to be between 100- 1000.
The lowest starting price is 9.9 yuan, with no upper limit. The recommended fixed investment amount is between 100- 1000. The amount is too small, the income is not high, the amount is too much, and the pressure of fixed investment is too great. It is worth noting that the fee for less than 7 days is charged at 0.5% of the amount of 65438+, and there is no charge for more than 7 days. The selling fee is subject to the confirmation of the fund company.
3. According to the analysis of target funds
Tian Hong CSI 300 Index C is an index fund. Since the Shanghai and Shenzhen 300 Index can basically represent the A-share market, its risk level is still very high, and its expected return level will be higher than that of general funds, so the take profit point can be set relatively high, but the risk will increase accordingly.
4 According to the analysis of profit-taking effect
As we all know, Alipay's target investment strategy is not to solve the risk problem of fund investment, but to solve the profit problem of fund fixed investment.
Therefore, the trend of the market and the trend of the broader market are very important to the profitability of the fund. We need to set profit-taking targets according to the market. Generally, in the upward trend of the market, our target value will be set higher; Generally, in the downward trend of the market, our target value will be set relatively low.
What does AliPay target mean?
Alipay's target investment is the wealth management service jointly launched by Ant Wealth and Tianhong Fund. That is, according to the deduction period and date agreed by investors, the designated fund is deducted from the designated deduction channel, and at the same time, because the target rate of return is set, the system will automatically help investors sell the fund when they reach the target rate of return after purchasing.
However, it should be noted that Alipay's target investment is more risky than Yu 'ebao's wealth management products. Because Alipay's fixed investment is essentially a fund's fixed investment, although the docking is low-risk funds, the possibility of loss is still higher than that of general money fund wealth management products.