There is no difference between fixed investment and independent purchase. These two investment methods are suitable for two completely different investors.
The fixed investment of the fund is suitable for Xiaobai, a fund that has no time, energy and experience. As long as you choose a fund and make a fixed investment, you can buy the same fund at the same amount within the specified time, thus dispersing the risk of fund net value fluctuation, but the income is also dispersed.
Fund buying is just the opposite, the risk is more concentrated, but the income is higher when buying at the right time. Therefore, the fund's active buying is more suitable for investors who have time, energy and investment experience, can analyze the market and choose the right time to buy.
First, how to choose a fixed investment
The longer the time span of fixed investment, the greater the variance and the greater the volatility; The shorter the time span of fixed investment, the smaller the variance and the smaller the fluctuation. If investors are conservative and biased towards the average, it is natural that the smaller the time span of fixed investment, the better; However, if you want to lighten or clear your position at a high level, it will not be conducive to profit, because the fluctuation is small, and continuing to vote at a high level will level the overall income.
If you want to make suggestions, it is recommended to choose a monthly fixed investment, and the date of fixed investment is selected at the end of the month. Because the market demand for funds is large at the end of the month, the stock will fall accordingly, and the foundation will have a callback. The same funds can buy more fund shares.
The amount of reverse repurchase rate can show the tightness of market funds, but the reverse repurchase rate will rise sharply at the end of the month, usually on Thursday and Friday. If you choose to vote for a week or two, then it is recommended to choose Thursday.