Look at the fund's star rating, simple and clear, five stars is the best, there are many algorithms for fund star rating, all of which are based on the fund's past performance;
Look at the powerful fund companies. Fund companies have high management level, good overall performance, big brand and are trustworthy.
Look at the ability of fund managers. Talent is the most important thing. Find the historical performance of fund managers. If the fund managed by the manager is not bad, then the current fund can still be considered;
If the cost of the purchase procedure is too high, the risk will increase. Doing a good job of balance and choosing a fund with higher price will help improve the income;
Look at the fund's rate of return. There is a concept of alpha ratio. Simply put, it represents the extent to which the actual income of the fund exceeds the expected income. Obviously, the higher the value, the better
When looking at the stability of the fund, we should not only look at the current high returns, but also consider the volatility of the fund. People with mathematical knowledge should understand the concept of "standard deviation", which can represent the deviation between the monthly return rate and the average return rate of funds in a certain period of time. The smaller the standard deviation, the smaller the fund fluctuation.