If the fund fails to be confirmed, it will be returned. If the fund is not confirmed, the general foundation will return the money to your bank card before 24: 00 pm on the next trading day when you purchase the fund. QDII funds need to be refunded two trading days after purchase. You can check the details of bank transactions to confirm whether you have received a refund.
How to deal with financing failure;
1. If the fundraising period expires, the conditions for the fund contract to take effect are not met, or force majeure occurs during the fundraising period, and the fund fundraising fails.
2. If the fund raising fails, the fund manager shall bear the following responsibilities:
(1) Bear the debts and expenses arising from this issuance with its inherent property;
(2) Return the subscription money paid by the investors within 30 days after the expiration of the fund raising period, and add the interest of the bank's demand deposits for the same period.
3. If the fund raising fails, the fund custodian, fund manager and sales organization shall not ask for remuneration.
If you buy a fund in official website, if you submit your application during non-trading hours (that is, outside 9:30- 15:00), then you only submit your application, and the money has not been deducted. You can cancel the order at any time, that is, the money is still lying in your bank account. If the application is submitted during trading hours, the deduction time will be after 3 pm, that is to say, the application submitted at 9:30- 15:00 has no actual deduction, and the deduction will only be made after the closing of 15. You ask, "When will the fund subscription be refunded?" If the subscription can be invalidated, it means that the money has not been deducted, let alone refunded. If the money has been deducted, it means that the subscription has taken effect and cannot be invalidated. Only the fund can be redeemed.
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What is the purpose of current pension insurance policies?
Has this purpose been achieved and why?