The difference between Alipay, CCB, wealth management and spare money.
1, different investment ratios
The investment ratios of money funds and bond funds with good financial management are: 40% and 60% respectively; The investment proportions of idle money funds and bond funds are 65% and 35% respectively.
2. Different investment objectives
Although both of them invest in money funds and bond funds, the investment targets are different. Wealth Management Jia Investment Monetary Fund Jianxin increased its cash by 40%, bond investment Caitong Asset Management Hongyi short-term bond C, Ping An Ruyi short-term bond E and Xingwen Quantai bond each by 20%; Thousands of money funds invested in CCB cash increased by 65%, short-term debt of Huian increased by 20%, and short-term debt of China Merchants was increased by 15%.
3. The starting point of purchase is different.
Both have low investment starting points, but financial management is better: 300 yuan is the starting point for financial management, and 200 yuan is the starting point for spare money.
Investment advantages of Alipay, CCB, wealth management and spare money.
1, both of which are combined funds of money and bonds, all of which realize the expected value-added income on the basis of ensuring certain security;
2. Both of them are low risk, high flexibility and low investment starting point;
3. The redemption application is flexible, and it is redeemed before 15: 00 on the trading day, and T+ 1 is received; If the application for redemption is made after trading day 15: 00, it will arrive on T+2 days;
4. The transaction fee is low and the cost is low. Both of them are held for more than 30 days without redemption fee and subscription fee, which does not guarantee that the fund will be profitable or the minimum expected income.
The above contents about Alipay, CCB, wealth management and spare money are all here. I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.