What is the difference between five insurances and one housing fund and Ping An Life Insurance?

Five insurances and one fund refer to the five insurances of social insurance, namely: pension insurance, medical insurance, work-related injury insurance, unemployment insurance and maternity insurance!

The first fund is the housing provident fund!

Commercial insurance such as Ping An Life Insurance is very different from social security.

Commercial insurance is also divided into many types of insurance and additional insurance.

Most of the "main insurance" of general life insurance protects the value of life, that is, death benefit!

But what can play a more important role is its various additional risks.

For example, critical illness insurance is a one-time payment when the insured suffers a serious illness; accidental injury insurance is an insurance payment when the insured is disabled or dies due to an accident; accidental medical insurance is generated due to accidents

Medical expenses are reimbursed, and disease medical insurance reimburses medical expenses incurred due to hospitalization.

In addition, commercial insurance also includes pension insurance, children’s education fund savings insurance, financial management insurance, etc.!

Most commercial insurance is a means of saving premiums, and it also has a protection function. It is very different from social security, completely different, and rarely conflicts!

What is the difference between four insurances and one fund and five insurances and one fund?

1. The four insurances and one fund are similar to the five insurances and one fund. The four insurances and one fund lack the maternity insurance.

It makes no difference to male employees.

Four insurances and one fund are completely acceptable.

Four insurances and one fund: pension insurance, unemployment insurance, medical insurance, work-related injury insurance, and housing provident fund.

Five social insurances and one fund: pension insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance, and housing provident fund.

2. "Five social insurances and one fund" refers to five social insurances and one provident fund. The "five insurances" include pension insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance; "one fund" refers to the housing provident fund.

Among them, pension insurance, medical insurance and unemployment insurance are premiums paid jointly by enterprises and individuals; work-related injury insurance and maternity insurance are entirely borne by enterprises and individuals do not need to pay.

What should be noted here is that the "five insurances" are statutory, but the "one fund" is not statutory.

3. The payment amount for five social insurances and one fund is different in each region. The base is based on the total salary.

Some companies pay basic wages and some related subsidies, but some companies pay only basic wages, which is against the law.

Please consult your local labor department for specific ratios.

4. If you have a work unit, it must be handled by the unit, and the individual must provide an ID card and photo; pension insurance and medical insurance can be transferred and can be taken with the work.

Pension insurance transfer: If you find a new work unit, go to the original unit to issue a pension insurance transfer form, fill in the current work unit clearly, (it is best to obtain the original transfer procedures) and have it signed by the social pension management department where the original unit is located.

To go through the procedures for transferring the pension insurance account, the original unit will reduce the number of people in the pension account; then go to the current unit to stamp and approve it, go to the pension insurance department where the current unit is located to go through the procedures for accepting the pension, and the current unit will add people; after handling the transfer of pension insurance

, your current employer has also participated in pension insurance for you. The two can be combined to calculate the payment period. When you go through retirement procedures in the future, your pension benefits will not be affected!

Medicare transfers are basically the same.

If you are unemployed in the middle, you will generally have to pay social insurance on a monthly basis, or you can interrupt it, depending on your situation; the payment time can depend on relevant policies.

5. According to the "Notice on Phased Reduction of Social Insurance Premium Rates" previously released by the Ministry of Human Resources and Social Security and the Ministry of Finance, it is clarified that the combined implementation of maternity insurance and basic medical insurance will be unified and implemented after the State Council formulates and promulgates relevant regulations.

According to media analysis, after the merger of the two insurances, the total personal deposit fee will not change and will remain at 2%, and the salary received will naturally not change.

What is the difference between five insurances and one fund and five insurances and one fund?

The correct abbreviation is "five insurances and one fund". There is no such thing as "five insurances and one insurance".

There is a folk saying of "Four Insurances", which actually means "Five Insurances and One Fund". Individual workers only need to pay "Three Insurances and One Fund", collectively referred to as the "Four Funds".

It seems there is no hardware insurance.

It should be five insurances and one fund: pension insurance, medical insurance, work-related injury insurance, unemployment insurance, maternity insurance, and housing provident fund.